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His Bankruptcy

#1 User is offline   Sunshine101 

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[unsure] My fiancee lives in Arizona and had declared bankruptcy, which has 5 more years on the record books. When we marry, will that bankruptcy become a part of my credit history ? Would it make any difference if I do not change my name, keeping my maiden name. What is the best way to handle this ? My credit is good.

#2 User is offline   M. Giordano 

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Dear Sunshine:

Your personal credit history will stay the same whether you change your name or not but where your fiance's credit rating WILL affect you is if you apply for credit jointly.

I would advise you to keep as much of your accounts separate until his credit rating is cleared. Keep all of your own credit card accounts and bank accounts.

Good Luck
Michael C. Giordano, Attorney in Mechanicsburg, PA

Disclaimer: Answers are not legal advice and is never a substitute for professional advice from an attorney licensed in your jurisdiction and retained to represent you.

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